Need an appraisal in Wrightwood or San Bernardino County?
Here are the top 7 reasons why California homeowners order from Kenny G. Adams, SRA:
We at Kenny G. Adams, SRA understand the particular needs of a customer seeking appraisal services. Our regular business clients are used to the appraisal process and the usual reporting formats. But as a consumer, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.
Challenge Tax AssessmentYour local tax assessor may have your house overvalued if you live in a local area that's going down. That means you're paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Kenny G. Adams, SRA is your perfect weapon when challenging your property tax assessment.
Need to cancel PMI?A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Kenny G. Adams, SRA, we're veterans in helping consumers just like you dismiss unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. An expert appraisal from Kenny G. Adams, SRA can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Do you need a professional to double-check your appraisal for accuracy, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too. Although most appraisal reviews are commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to get a second opinion.