Kenny G. Adams is approved for FHA backed loans

We confidently state that Kenny G. Adams is an FHA-approved appraisal provider in California.  We're qualified and approved to do appraisal reports for FHA secured loans. Part of the periodic training our staff at Kenny G. Adams completes deals exclusively with decoding the FHA's documentation and their rules and procedures.

If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is underwritten by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA. What the FHA does is make sure that the mortgage is insured in case the borrower defaults on his or her loan obligations. Low-income and moderate-income homebuyers benefit the most from FHA-insured loan programs. The purpose of the Federal Housing Administration is to aid credit-worthy buyers get approved for mortgages that they otherwise would not. Remember that the lender working with the the Federal Housing Administration is free to choose which appraisers they will use, different from VA appraisal panel.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Those with lower incomes or less starting funds to put down on a loan are assisted the most from Federal Housing Administration loan programs.